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CVB Financial (CVBF) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates

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CVB Financial (CVBF - Free Report) reported $132.12 million in revenue for the quarter ended March 2026, representing a year-over-year increase of 4.3%. EPS of $0.38 for the same period compares to $0.36 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $133.23 million, representing a surprise of -0.84%. The company has not delivered EPS surprise, with the consensus EPS estimate being $0.38.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how CVB Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Efficiency ratio: 45.8% versus the three-analyst average estimate of 45.8%.
  • Net Interest Margin: 3.4% compared to the 3.4% average estimate based on three analysts.
  • Total NonPerforming Loan: $6.14 million versus the two-analyst average estimate of $5.7 million.
  • Total interest-earning assets: $13.89 billion compared to the $14.03 billion average estimate based on two analysts.
  • Total NonPerforming Assets: $6.35 million versus the two-analyst average estimate of $5.78 million.
  • Net Charge-off (% of Average Loans): 0% versus the two-analyst average estimate of 0.1%.
  • Net Interest Income: $117.84 million compared to the $118.68 million average estimate based on three analysts.
  • Total Noninterest Income: $14.28 million versus the three-analyst average estimate of $14.58 million.
  • Net Interest Income (FTE): $117.87 million versus $118.14 million estimated by two analysts on average.

View all Key Company Metrics for CVB Financial here>>>

Shares of CVB Financial have returned +5.8% over the past month versus the Zacks S&P 500 composite's +8.6% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.

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